Industry solution in preparation: Insurance
Run the insurer on governed AI.MeshInsure is ASP™, the Arrochar Superintelligence Platform, packaged for insurance.
The platform packaged for the operations of an insurer: quote and bind, underwriting, policy servicing, claims from first notice to settlement, complaints and disputes, fraud referral, reinsurance and the reporting a prudential and conduct regulator expects, as governed AI services on one platform.
For general, life and health insurers, reinsurers, underwriting agencies and brokers.
What exists today, and what does not
This package is named and its scope is written. The service catalogue, the service pages, the agents, the gates and the evidence records are not yet built, and nothing runs for a customer. The rails it will run on, AIG Sentinel and Meshbone, exist today and are the same rails MeshGov runs on. When the first service is built we will say which one, and until then the status on this page stays as it is.
What the MeshInsure catalogue is being written to cover
The operations of insurance, as governed AI services. Each line below will become one or more services in the catalogue, with its own page naming the agents, the decisions that stay with a person, the records it keeps and the standards it is mapped to. Until then this is scope, not a product.
- Quote, bind and renew: the application, the rating inputs, the disclosure duty and the policy document
- Underwriting: referrals, the file, the questions asked and the decision taken by an underwriter
- Policy servicing: endorsements, cancellations, refunds and the correspondence that records them
- Claims: first notice of loss, assessment, reserves, approvals and settlement, with every determination made by a person
- Complaints and disputes: logged, investigated and answered within the statutory and scheme time limits
- Fraud referral: indicators raised for a person to review, never a decision taken by an agent
- Reinsurance and bordereaux: cessions, recoveries and the reconciliation
- Reporting to the prudential regulator, the conduct regulator and the board, from one evidence chain
The baseline we expect to align to
We expect to align data exchange to the ACORD standards for insurance and to take each jurisdiction's prudential, conduct and claims-handling rules as the policy source. Arrochar Labs is not an ACORD member, and ACORD has not reviewed anything here. The choice of baseline is not final and will be stated on the service pages when the catalogue is published.
The same way as MeshGov and MeshFin
Every industry solution follows one formula. AIG Sentinel defines the policy, Meshbone enforces it at run time, Nanolitte carries the controls into reusable service templates, Databallast controls what data the agents may access, AgentGUARD™ guards every agent, and the evidence chain records what happened. The catalogue for this industry will name its services, the decisions that stay with a person, and the standards it is mapped to, service by service, exactly as the MeshFin catalogue does for banking.
How it fits together
Not just AI agents. An architecture for accountable ones.
Each part of ASP™ does one job, in order, and hands the next part something it can check. That is the difference between building AI agents and running them so an auditor, a regulator or a minister can see what happened.
Before the first build, Orbit Roadmaps finds where AI creates value and profiles the risk.
After it, Execdive turns what the chain recorded into plain-language insight for executives.
Policy, enforcement, templates, data, controls, evidence. Then services.
This describes the architecture, not what every deployment runs today: 5 of the 27 AgentGUARD™ controls are still in development.
- AIG Sentineldefines policy
- Meshboneenforces policy at run time
- Nanolittecarries the controls into reusable service templates
- Databallastcontrols what data the agent may access
- AgentGUARD™is the cross-platform control setAcross every step
- Evidence chainrecords what happened
- MeshGovuses the whole thing for government services
- MeshFinuses the whole thing for banking and financial services
The other industry packages
Shape the catalogue with us
If you run operations in this industry and want to see your own services on the list, talk to us. Early conversations decide which services are built first.
Talk to us about MeshInsure